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IntroductionSell HOS flats in the HOS Secondary MarketFormSell in the Open MarketTransactionsCalculation of Premium for HOS Flats
Introduction

Home Ownership Scheme (HOS) is designed to assist residents to buy their own home. HOS flats are subsidized public housing and the buying, selling and mortgage of these flats are subject to certain restrictions.

However, the Housing Authority accepted the government's recommendation on cessation of production and sale of HOS flats indefinitely from 2003 onwards. In January 2006, the HA decided to offer for sale in phases the unsold and returned HOS flats (collectively known as surplus HOS flats) from 2007 onwards.

In this section, you will be able to read about the purchase and sale of HOS flats, including eligibility and application details. Existing HOS flat owners can also browse for information on ownership and property management.

 
Sell HOS flats in the HOS Secondary Market

HOS flat owners, from the third year onwards from the date of first assignment, may sell their flat in the HOS Secondary Market to tenants of rental housing estates managed by the HA or the Housing Society (HS), authorized residents of Interim Housing managed by HA, or holders of Green Form Certificate issued by the HD without payment of a premium to the HA.

Flat owners may obtain application form of Certificate of Availability for Sale from District Tenancy Management Offices, and the Home Assistance Loan Unit. The completed application form should be submitted to the District Tenancy Management Offices concerned together with application fee and a copy of the Deed of Assignment.

The application fee shall be paid in the form of a crossed cheque / cashier order payable to the "Hong Kong Housing Authority". A Certificate of Availability for Sale will be issued to the HOS flat owner after the HD has verified the application.

Owners who have sold their flats, and their spouses are not eligible to join any of the subsidized housing scheme administered by the HA (including public rental housing, HOS, PSPS, HALS, HOS Secondary Market Scheme, TPS) and any subsidized scheme administered by the HS.

 
FROM
HOS Secondary Market Scheme
From Name Address/Tel
Application for Certificate of Eligibility to Purchase [HD874e] 3162 0680
Application for Certificate of Availability for Sale [HD875e] 3162 0680
Home Ownership Scheme / Private Sector Participation Scheme
From Name Address/Tel
Application for Transfer of Ownership (Rev. 04/2008) [HD7-e] 2761 6428/ 2761 6721
Application for Change in Mortgage Arrangement (Rev. 04/2008) [HD64-e] District Tenancy Management Office
Application for Addition / Deletion of Family Member(s) (After In-take) (Rev. 03/2002) [HD771E] Local Estate Management Office
Application for Refinancing (Rev. 06/2008) [HD1309-e] District Tenancy Management Office
Application for Assessment of Premium (over five years) 2712 2712
Application for Assessment of Premium (within five years)  2712 2712
Provisional Agreement for Sale and Purchase 2712 2712
Before Execution of Assignment
From Name Address/ Tel/Email
Execution of Deed of Assignment) (Rev. 07/2006) [HD482-e] 2339 6667
hoc.eform@ housingauthority.gov.hk
 
Sell in the Open Market

Exceeding five years

When the HOS flat exceeds five years from the date of first assignment, the owner can sell, let or assign the flat in the open market subject to payment of a premium to the HA. However, the owner of the flat which exceeds five years from the date of first assignment can enter into agreement for sale and purchase providing it is a condition of such agreement that the premium as assessed by the Director of Housing be paid prior to the assignment and within 28 days of the date of the agreement or within such period as may be otherwise stipulated by the Director of Housing. Any person who sells, lets or assigns the flat before payment of the assessed premium commits an offence under the Housing Ordinance and is liable on conviction to a fine of $500,000 and to imprisonment for one year and such alienation or assignment will also be void.

 
Application Procedures



 
Transaction

The Housing Authority (HA) formally established the HOS Secondary Market Scheme (HOSSMS) in June 1997. It enables public housing tenants and Green Form Certificate holders to purchase flats sold under Home Ownership Scheme (HOS) / Private Sector Participation Scheme (PSPS) / Tenants Purchase Scheme (TPS) (hereinafter collectively referred to as HOS flats) with the date of first assignment from the third years onwards. The launch of the HOSSMS increases the turnover of HOS flats so as to satisfy the society's need of subsidized home ownership. Apart from providing more choices for public rental housing tenants and Green Form Certificate holders to own a home, more public rental housing can be recovered for allocation to families in need.

Transactions in the HOS Secondary Market are similar to that in the open market. The purchaser and the seller may negotiate the price freely and conclude the deal either directly or through an estate agent. Purchasers of flats in the HOS Secondary Market will assume the liability to pay the premium if they sell their flats at the open market in the future. Please click the following links for more information on sales of flats at the HOS Secondary Market:

Sell in the Secondary Market:HOS flat owners, from the third year onwards from the date of first assignment, may sell their flat in the HOS Secondary Market to tenants of rental housing estates managed by the HA or the Housing Society (HS), authorized residents of Interim Housing managed by HA, or holders of Green Form Certificate issued by the HD without payment of a premium to the HA.

Flat owners may obtain application form of Certificate of Availability for Sale from District Tenancy Management Offices, and the Home Assistance Loan Unit. The completed application form should be submitted to the District Tenancy Management Offices concerned together with application fee and a copy of the Deed of Assignment.

The application fee shall be paid in the form of a crossed cheque / cashier order payable to the "Hong Kong Housing Authority". A Certificate of Availability for Sale will be issued to the HOS flat owner after the HD has verified the application.


Owners who have sold their flats, and their spouses are not eligible to join any of the subsidized housing scheme administered by the HA (including public rental housing, HOS, PSPS, HALS, HOS Secondary Market Scheme, TPS) and any subsidized scheme administered by the HS.

Sell in the Secondary Market: TPS flat owners, from the third year onwards from the date of first assignment, may sell their flats in the HOS Secondary Market to tenants of rental housing estates managed by the HA or the Housing Society (HS), authorized residents of Interim Housing managed by HA, or holders of Green Form Certificate issued by the HD without payment of a premium to the HA.

Flat owners may obtain application form of Certificate of Availability for Sale from District Tenancy Management Office and the Home Assistance Loan Unit or click the following link to download the form:

The completed application form should be submitted to the District Tenancy Management Office concerned together with an application fee and a copy of the Deed of Assignment.

The application fee shall be paid in the form of a crossed cheque / cashier order payable to the "Hong Kong Housing Authority". A Certificate of Availability for Sale will be issued to the TPS flat owner after the HD has verified the application.

Owners who have sold their flats, and their spouses are not eligible to join any of the subsidized housing scheme administered by the HA (including public rental housing, Home Ownership Scheme (HOS), Private Sector Participation Scheme (PSPS), Home Assistance Loan Scheme (HALS), HOS Secondary Market Scheme, TPS) and any subsidized scheme administered by the HS.

 
補 價 程 序

1) 已屆滿五年的居屋單位

單位的補價,是根據補價時該單位的十足市值,以單位首次轉讓契據或最近一次由房委會售予購樓人士的轉讓契據(只適用於重售單位)所訂明的十足市值與當時購入價,按房屋條例附表規定的下列公式評定,換句話說,即補價相等於將原來樓價的折扣(請參考,化為現值計算。請按此查閱補價的計算方法。 如果居屋業權是兩個人共同擁有,俗稱「聯名業主」,每位業主均需要在補價申請表上簽與買賣合約相同之簽名;如業權是一個人擁有,一個人簽名便可。 如業主委託其親友代辦申請手續,業主須要書面委託,而委託書內請列明委託人及受委託人之姓名、身份證號碼及有關物業地址,每個業主均需要在委託書上簽上與買賣合約相同之簽名。

2) 交回補價申請表 - 交回填妥的申請表及其他所需文件。

申請人須於申請表內填寫「日間聯絡電話」,以便有關人員預約視察單位及進行評估。 將填妥的申請表連同樓契副本及以支票或銀行本票繳交手續費6,100元(此手續費會定時調整)寄回或遞交:
支票或銀行本票抬頭人應寫明為「香港房屋委員會」,並在支票或銀行本票背面寫上所申請補價的物業地址。繳交的手續費不會退還,如在指定限期內繳付補價,手續費可從補價中扣除。申請人須檢查是否備齊所有文件,因為漏交任何一樣文件,申請將不會獲進一步處理。
所評估的補價,現時有效期為兩個月,限期過後,如尚未繳付補價,便告失效。申請人如要求重新評估補價,便須重新遞交申請表及繳交手續費。

3) 等候房屋署(或其委聘的測量師行)的評估及補價通知書 -

預約房屋署(或其委聘的測量師行)進行估價。 房屋署(或其委聘的測量師行)代表會預約到申請補價的單位進行實地視察及估價。由房屋署收到申請表格及全部所需資料起計,一般平均需時約一個月,申請人便可收到房屋署(或其委聘的測量師行)所發出的評估補價通知信。但一些新近到期之屋苑,因申請人一般會較踴躍,補價評估便可能需要較長時間才能完成。

4) 繳付補價或提出上訴 - 居屋業主須於限期內繳付補價或提出反對/上訴。

繳付補價 由評估補價通知書發出日期起計兩個月內,業主須繳付補價,否則須重新申請及繳付6,100元手續費。 反對/上訴補價評定 根據房屋條例,居屋業主如對房屋署(或其委聘的測量師行)評估的市值有異議,必須於評估補價通知書的日期起計28天內,向土地審裁處提出正式上訴;業主也可以選擇在同一限期內,向房屋署(或其委聘的測量師行)提出反對。逾期提出的反對/上訴,恕不受理。初次補價評定及其後的覆核,都是根據以上的程序及反對/上訴限期進行。 如果已向房屋署(或其委聘的測量師行)提出反對或向土地審裁處提出上訴,居屋業主可在評估補價通知書指定的期限內繳付補價,居屋業主必須在繳付補價後,然後把單位出售、出租、按揭或以其他方式轉讓。 如居屋業主已向土地審裁處提出上訴但聆訊尚未進行,房屋署(或其委聘的測量師行)可在土地審裁處就有關上訴作出裁決前,隨時修訂其評定的補價。上訴審結後,如評定的補價獲減,獲減的款額將會發還;但如評定的補價增加,業主則須向房委會繳交增加的款額。

5) 獲發解除轉讓限制證明書 - 在繳付補價後領取及登記解除轉讓限制證明書。

在居屋業主繳付補價(須以銀行本票或劃線律師行支票繳付)後,房屋署會發出解除轉讓限制證明書,證明根據房屋條例附表所規定的補價已經繳付,而有關單位的轉讓限制亦已解除。居屋業主應與律師安排,在有關土地註冊處將解除轉讓限制證明書登記。

 
Calculation of Premium for HOS Flats
 
Premium=
 
Prevailing Market value
 
x (

(Market Value at time of purchase - Purchase price)
Market Value at time of purchase
 
x100%)
For Example:

 

Prevailing Market value = 1,800,000
Market Value at time of purchase = 1,000,000
Purchase price = 600,000
Premium
= 1,800,000 x ( (1,000,000 - 600,000)  x100%)
1,000,000
  = 1,800,000 x 40%
  = 720,000